We too had some of the same concerns for many reasons about Bitcoin until recently. If you use a service such as Bit-pay there are only benefits and virtually no risk. We prefer it over any other method aside from services like PerfectMoney or WebMoney which are also secure (no chance of a chargeback or reversal). In fact we see credit card payments becoming obsolete in the future for many reasons especially because traditional credit cards and merchants often put non-tangible products at a disadvantage (eg. fraud is hard to prevent and fight even if you can prove the charge was valid and authorized).
Here is a recent blog posting we did that addresses most or all of the issues and we hope some find it useful: